Aging In Place With A Reverse Mortgage

Aging In Place

Using Your Home Equity for
Long Term Care

As an older American you may one day require long term care and if you wish to stay in your home a reverse mortgage can provide the necessary money to do so.  A reverse mortgage can pay for in-home care, any necessary medical equipment and retrofit your home for easier access and mobility.

“90% of Seniors want to stay in their homes and age in place”
     -2012 National Council on Aging, United Healthcare, and USA Today national survey

If you want to stay in your home for the rest of your life, but will need additional funds to do so; then a federally insured reverse mortgage loan (FHA) may be your answer. It’s a loan which allows you to access a portion of your home’s equity to obtain tax free cash; and without having to make monthly mortgage payments.  If you are 62 years of age or older and have sufficient home equity, you may be able to get the funds you need for:
  • In-home care
  • Medical bills and prescription drugs
  • Daily living expenses
  • Paying off of existing debts
  • Home repairs
  • Retrofit home for handicap adaptation
• Homeowner must be at least 62 years old
• Must have sufficient equity in your home
• Single family home, two to four unit owner occupied home, townhouse, approved condominium or manufactured home

• No monthly mortgage payments1
• Stay in your home and maintain the title
• Heirs inherit any remaining equity after paying off the loan
• Federal Housing Administration (FHA) insured Loan Program
• Loan proceeds are tax-free2
1 You must still live in the home as your primary residence, continue to pay required property taxes, homeowners insurance, and maintain the home according to Federal Housing Administration requirements.
2 Please consult your financial advisor.

Learn more how a reverse loan could benefit you if you are considering in-home care 

My Commitment is to educating people about the HECM (reverse mortgage) products.  I am here to help answer all your questions so you have the facts before you decide if this program is right for you and your family.

 Call today for a free consultation (619) 294-9820

Toll-free (888) 603-1550




Your Local San Diego Reverse Mortgage Specialist
in-home appointments available in all of San Diego County

Serving all of California 

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